Buy Now Pay Later

Zip Pay is a new way to lay-buy - except your order is shipped straight away!

Introducing Zip Pay a new way to Lay-Buy. It’s a simple flexible and secure payment option. Order with us using your Zip Pay account and we will send you the products straight away. You then deal with Zip Pay for easy weekly or monthly instalments without any interest ever!

Ordering is as simple as other payment methods.

  • Go through our check out and choose the Zip Pay payment option.
  • If you are not already signed up, you will be asked to do so.
  • Once this is done, Zip Pay will send us the payment on your behalf and we will ship your order.
  • You, then deal with Zip Pay.
  • Your order and payment with A Whole Lot of Love is processed immediately, there is no waiting.

Zip Pay will pay us – we ship to you - you pay Zip Pay

  • No setup or account keeping fees
  • Easy setup after which approval takes only seconds
  • Up to $1000 to shop with anytime
  • Full payment flexibility
  • Nothing to pay today
  • 60 days to pay with no fees
  • No interest ever
  • No hidden fees
  • Split your order into easy weekly or monthly payments
  • Easy to manage account; set up a direct debit, debit card, credit card, or Bpay

You get up to 60 days to pay for your order with no fees. Or take more time, paying as little as $40 per month. Only $5 per month account fee for any month where there is a balance owing.

Any returns will be processed the same as other payment methods. Simply follow our returns policy which can be viewed on our terms and conditions page. If eligible for a refund, your payment will be refunded to Zip Pay which will be reflected in your Zip Pay account.

Refer to Zip Pay for full terms and condition -
Zip Pay FAQ’s -